Building

2150 W Roscoe

2150 W Roscoe St · Roscoe Village Built 2018 16 units

Ownership

Wholly-owned

Occupancy

100.0%

16 of 16 units occupied

T12 NOI

$232K

Avg rent $2,520 · Cap 5.95%

Valuation

$3.9M

Equity $1.5M · LTV 62%

DSCR

1.45x

Covenant 1.20x · Buffer 21%

T12 NOI

Monthly NOI vs occupancy

Loan

Debt summary

Outstanding

$2,400,000

Rate

5.70%

Maturity

Feb 15, 2032

Months to maturity

68 mo

Annual debt service

$167K

DSCR (covenant 1.20x)

1.45x

Cash Flow

T12 levered waterfall

Trailing 12

Net Operating Income

$232,000

(less) Annual debt service

-$167,155

(less) T12 capex

-$6,750

Levered cash flow

$58,095

Available for distributions or capex reserve. Coordinate with waterfall before distributing.

Depreciation

Annual non-cash

$113K

Straight-line, 27.5 years (residential), on building basis of $3.1M.

Building basis (80% of value)

$3.1M

Useful life

27.5 years

Method

GAAP straight-line

Tax shield estimate (37%)

$42K

Cost segregation could accelerate ~20-30% to 5/7/15-year lives. Coordinate with the CPA on bonus depreciation timing.

Rent Roll

Live unit detail

Sample rent roll only loaded for the demo building (1247 N Damen). AppFolio sync will populate the rest.

Capex

Capital projects

YTD $5KT12 $7K

Routine turnover and unit refresh costs. Standard run rate.

Open

$2K

Capex / unit / yr

$422

Documents

Linked files

Loan agreement

2150 W Roscoe Loan Agreement 2025.pdf

AI-parsed

Insurance

2150 W Roscoe Policy 2026.pdf

AI-parsed